Flexible Payment Options
Financing That Keeps You on the Road
Get the repairs you need today and pay over time with financing through American First Finance. We also accept most major extended warranties.
No Credit Needed to Apply
Pay Over Time
A Needed Repair Shouldn't Have to Wait
Unexpected car trouble can throw anyone off balance. That's why Uptown Car Care Center partners with American First Finance — so you can get the safe, quality repair your vehicle needs now and pay for it on a schedule that works for your budget.
Apply in minutes, get a fast decision, and drive away the same day knowing the job was done right — backed by our standard 24-month / 24,000-mile warranty on most repairs.
Financing Partner
American First Finance
A nationally recognized financing partner built for everyday drivers. Fast applications, flexible approvals, and a payment plan you can actually work with.
No Credit Needed to Apply
American First Finance looks beyond a traditional credit score, so drivers with all credit backgrounds are encouraged to apply.
Fast Decisions
Apply online in just a few minutes and get an approval decision right away — no long waits, no paperwork piles.
Flexible Terms
Choose a payment plan that fits your budget and pay over time, so a needed repair doesn't have to wait.
Use It Here
Your approval works at Uptown Car Care Center for qualifying repairs, tires, maintenance, and more — cars, trucks, and SUVs.
Simple Three-Step Process
How Financing Works
Apply Online in Minutes
Fill out a short application on American First Finance's secure site. All you need is basic personal information — no long forms.
Get a Quick Decision
You'll receive an approval decision right away so you know exactly where you stand before any work begins.
Complete Your Service
Bring your approval to Uptown Car Care Center and we'll take care of the repair. Pay over time on your schedule.
Warranty Claims
Extended Warranty? We'll Handle It.
If you have a manufacturer extended warranty, dealer service contract, or third-party vehicle service contract, Uptown Car Care Center can help. We accept most major plans and work directly with your warranty provider so you can focus on the road, not the paperwork.
Bring your warranty paperwork and a valid ID to your appointment — we'll take it from there.
Most Major Plans Accepted
We work with most major extended warranty and vehicle service contract providers, including manufacturer, dealer, and third-party plans.
We Handle the Paperwork
Bring your warranty documents to your appointment and our team will coordinate the claim directly with your warranty company.
Authorized Diagnostics
We'll perform the diagnostic your warranty requires and submit the findings so your covered repair can move forward without delay.
Common Questions
Financing & Warranty FAQ
How do I apply for financing through American First Finance?+
You can apply online through American First Finance's secure application in just a few minutes. You'll get an approval decision right away. If you need help, call us at 713-622-2588 and we'll walk you through the process.
Do I need good credit to qualify?+
No. American First Finance offers a no-credit-needed application, so drivers with all credit backgrounds are encouraged to apply. Approval and terms depend on the information provided at application.
What can I use my financing for at Uptown Car Care?+
You can use your approval for qualifying auto repair, tires, and maintenance services, including brakes, engine repair, transmission service, AC repair, new tires, and more — on cars, trucks, and SUVs.
How long does the approval take?+
Most applicants receive an instant decision. If additional information is needed, approval typically takes just a few minutes longer.
Do you accept extended warranties?+
Yes. Uptown Car Care Center accepts most major extended warranty and vehicle service contract plans. Bring your warranty paperwork to your appointment and we'll coordinate the claim with your warranty provider directly.
What should I bring to my appointment if I have an extended warranty?+
Bring your warranty contract or service agreement, a valid ID, and any claim forms or contact information your warranty company has provided. We'll take it from there.
Ready to Get Your Car Back on the Road?
Apply for financing or schedule your appointment. Mon–Fri 7am–6pm · Sat 8am–4pm.
Schedule Service Today